Disability, life, accident, hospital, cancer, and critical illness insurance designed to fill the gaps your major medical plan leaves behind β backed by personal, one-on-one service.
In the insurance industry since 1997 Β· Award-winning service
Or call 877-235-4239 anytime during office hours.
Every policy is chosen to work alongside your existing health coverage β helping cover the costs and lost income that major medical insurance doesn't.
Replace a portion of your income if an illness or injury keeps you from working.
Give your family financial protection and peace of mind for whatever comes next.
Cash benefits to help with medical bills and everyday expenses after a covered accident.
Fixed cash benefits paid directly to you for covered hospital stays and admissions.
Helps cover treatment costs and income loss that come with a cancer diagnosis.
A lump-sum benefit if you're diagnosed with a covered condition like a heart attack or stroke.
Guidance on building a longer-term financial plan that fits your goals and budget.
A direct link to the Health Insurance Marketplace for major medical coverage will be added here soon.
Even with great major medical coverage, out-of-pocket costs and lost income can add up fast after an accident or serious diagnosis. Supplemental insurance closes that gap.
Pays cash benefits for deductibles, copays, and everyday bills that health insurance doesn't touch.
Helps replace lost wages if you're unable to work while you recover.
Work directly with Michelle to find the coverage that actually fits your life and budget β no call centers.
Michelle Calvin has worked in the insurance industry since October 1997, and has been recognized with numerous industry awards along the way. Her focus has always stayed the same: helping clients navigate the financial challenges that come when an accident or illness prevents them from working.
Calvin Insurance was built on that same idea β insurance should be easy to understand and tailored to the person buying it. Michelle works with individuals, families, and new employees to review what they already have, spot the gaps, and put together supplemental coverage that actually makes sense for their budget.
Whether you're comparing your first policy or reviewing coverage you've had for years, you'll get a straight answer and a plan that fits β not a sales pitch.

Fill out the form and Michelle will follow up personally, or reach out directly using the info below.
| Monday | 9:00 AM β 4:00 PM |
| Tuesday | 9:00 AM β 4:00 PM |
| Wednesday | 9:00 AM β 4:00 PM |
| Thursday | 9:00 AM β 4:00 PM |
| Friday | By appointment only |
| Saturday β Sunday | Closed |